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  • CDs
  • Savings
  • Why Popular Direct?
  • Resources
    • Customer Service
    • Digital Services
    • Articles
    • CD Calculator
    • Savings Calculator

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  • Open a savings account
  • Compare CD rates
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Got bigger goals?

Upgrade your savings by rolling over your current CD1 to a longer term with a higher rate.2

CD Calculator Image

Find the best CD term for you.

Use this CD calculator to compare certificate of deposit accounts and see how much you could earn over each CD term we offer.2

Error: Please enter your starting balance.

$
.00
CALCULATE

How much you could earn:3

CD Term Interest Rate Annual Percentage Yield (APY) Principal Balance
% %

How to select a new term.

1

Call the Customer Care Center at
1-800-274-5696.

2

Listen to the prompt for instructions,
or press zero (0) to speak with a representative.

3

Request the CD term you'd like to open and the representative will help you complete your request.

As always you can count on:

Access your account details via desktop
and mobile.

Interest that
compounds daily.

Peace of mind—deposits are insured by the FDIC.

Direct Insights.

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It’s tax season again and W-2s are hitting mailboxes around the country. This year the average federal income tax return is estimated to be in excess of $2,000. What better way to get…

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Protecting Your Financial Health This Holiday Season.

It’s the holiday season again, and that means you’re making transactions in stores, online, and with retailers and vendors that you may not otherwise do business with. This increased…

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3 Trends to Avoid When Building Savings.

Avoiding costly trends when managing your personal finances is key to creating personal wealth. Dive into three trends that could derail your ability to grow your money.

Read article

Disclosures

1 Your current CD will automatically renew on the same term at the current applicable rate. If you decide to close the account, you will have 10 calendar days to withdraw funds without penalty. For more information, view the Product Guide.

2 The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Monday, February 8, 2021 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

3 The calculator is made available to you as a self-help tool for your independent use and is not intended to provide investment advice. Popular Bank cannot and does not warrant or guarantee the applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

4 This estimated amount includes the initial deposit and the interest earned at the end of the CD term, is based on the interest rate and assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Interest earned may vary and fees may reduce aggregate balance on the account.

Important information about procedures for opening a new account: To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.

All Popular Direct deposit products are offered by, and will be opened through, Popular Bank. Popular Bank is a Member FDIC institution and a New York state chartered bank. Processing services for all Popular Direct deposit products are provided by Popular Bank. All deposits with Popular Bank (including deposits through Popular Direct deposit products) are insured by the FDIC up to the applicable maximum amount allowed by law for each deposit ownership category. All balances for Popular Direct and Popular Bank deposits would be combined for purposes of determining FDIC coverage eligibility. For more information about FDIC Insurance coverage of deposit accounts, visit https://www.fdic.gov/deposit/deposits.

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Fund Transfer Restrictions ×


For the first 70 days following your Popular Direct High-Rise Savings account opening, the only account to which you may transfer funds out of your Popular Direct High-Rise Savings account is your linked external account. You may make this request through Popular Direct Online Banking or by calling the Popular Direct Care Center. However, you may not initiate a transfer request from your linked external account.

If you close your linked external account before you are eligible to change it (60 days after its last change, including during account opening), you will be unable to transfer funds out of your Popular Direct High-Rise Savings account for the remainder of the 60-day waiting period for linked external account changes.


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