Browser unsupported. For the best experience with Popular Direct, please update your browser to the latest version.
×
Jump To Content
An important message from Popular Direct about COVID-19. Learn More
Popular Direct
  • Sign in
  • CDs
  • Savings
  • Why Popular Direct?
  • Resources
    • Customer Service
    • Digital Services
    • Articles
    • CD Calculator
    • Savings Calculator

Great Rates. It’s that Simple.

1.05
%
APY1
60 Month CD
$10,000 Minimum Deposit.
Learn More

Savings Made
Simple.

1.05
%
APY2
$5,000 Min. Deposit.
Learn More

Ready to take control
over your finances?
We can Help.

Check out our informative articles on investing,
saving for college, retirement planning and more.

Learn More
Previous Next

Savings Made Easy.

Find the best savings strategy for you:

Find the best savings strategy for you:

Thanks to Popular Direct, building your nest egg is easier than you think. We offer great interest rates with a simpler, more straightforward banking experience. We can help you select the best savings strategy and products to meet your needs.

Manage your money from your desktop or mobile device.

Get started now with our Product Selector Tool.

As a premier community bank, Popular Bank strives to create a lasting legacy. Grounded by 122 years of strong values of its parent company Popular, Inc. (NASDAQ: BPOP), Popular Bank has a laser focus on customer service, tremendous dedication to its communities and commitment to deliver shareholder value. Learn More

How close are you to reaching your savings goals?

What's most important to you?

Currently, our Popular Direct Savings Account requires a $5,000 minimum opening deposit and our Popular Direct CD requires a $10,000 minimum opening deposit.

If you can’t start with this, learn creative ways to boost your savings.
Show Results

Popular Direct Ultimate Savings

1.05 % APY2

1. The Annual Percentage Yield (APY) is effective as of and may be cancelled or withdrawn at any time and is subject to change without notice. Popular Bank, in its sole discretion, reserves the right to change or terminate this offer at any time. There is a $5,000 minimum deposit to open an account. If the balance on any day of the statement period is less than $500, a $4 fee will be assessed.  Fees may reduce earnings.

Only $5,000 to Open.

FDIC Insured.

Setup Auto-Savings.

 

Learn More

3 Month CD

0.20 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

6 Month CD

0.25 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.  

 

Learn More

12 Month CD

0.40 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

24 Month CD

0.50 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

60 Month CD

1.05 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

18 Month CD

0.45 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

36 Month CD

0.65 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

48 Month CD

0.85 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

We recommend these options based on your input:

Get Saving.
It’s Quick & Easy.

1
Enter your personal information. We’ll need a few details such as your name, address, social security number (or tax ID), driver’s license or state ID.
2
Make your first deposit. You can fund your new Popular Direct account from either an existing Popular Direct account you own or from an account you own at a different US bank.
3
Once your application is approved and completed, you will receive a welcome email and may enroll in mobile and online banking for easy account access.
Learn About CDs
Learn About Savings

Direct Insight

Information to make smart choices with your money.

Teaser image for Your Tax Refund is a Chance to Grow

Your Tax Refund is a Chance to Grow

It’s tax season again and W-2s are hitting mailboxes around the country. This year the average federal income tax return is estimated to be in excess of $2,000. What better way to get a jump start on your financial goals for 2020? 

Read More
Teaser image for Protecting Your Financial Health This Holiday Season

Protecting Your Financial Health This Holiday Season

It’s the holiday season again, and that means you’re making transactions in stores, online, and with retailers and vendors that you may not otherwise do business with.

Read More
Teaser image for 3 Trends to Avoid When Building Savings

3 Trends To Avoid When Building Savings

Avoiding costly trends when managing your personal finances is key to creating personal wealth. Dive into three trends that could derail your ability to grow your money.

Read More

1 The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Monday, July 6, 2020 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

2 The Annual Percentage Yield (APY) is effective as of Monday, June 29, 2020 and may be cancelled or withdrawn at any time and is subject to change without notice. Popular Bank, in its sole discretion, reserves the right to change or terminate this offer at any time. There is a $5,000 minimum deposit to open an account. If the balance on any day of the statement period is less than $500, a $4 fee will be assessed. Fees may reduce earnings.

  • USA Patriot Act
  • FDIC Coverage Update
  • Privacy Policy
  • Privacy Practices
  • Weblinking Practices
  • Customer Service
  • Terms
  • Articles
  • Accessibility
  • Online Security
  • Digital Services
  • Contact Us
  • Site Map

All Popular Direct deposit products are offered by, and will be opened through, Popular Bank. Popular Bank is a Member FDIC institution and a New York state chartered bank. Processing services for all Popular Direct deposit products are provided by Popular Bank. All deposits with Popular Bank (including deposits through Popular Direct deposit products) are insured by the FDIC up to the applicable maximum amount allowed by law for each deposit ownership category. All balances for Popular Direct and Popular Bank deposits would be combined for purposes of determining FDIC coverage eligibility. For more information about FDIC Insurance coverage of deposit accounts, visit https://www.fdic.gov/deposit/deposits

Member FDIC Copyright © 2020 Popular Bank. Member FDIC.

Third-Party Website Link ×

This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third-party's respective privacy policy and security practices may differ from those of Popular Bank or its affiliates. Neither Popular Bank nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.

Cancel OK