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Great Rates. It’s that Simple.

0.85
%
APY1
60 Month CD
$10,000 Minimum Deposit.
Learn More

Savings Made
Simple.

0.45
%
APY2
$5,000 Min. Deposit.
Learn More

Ready to take control
over your finances?
We can Help.

Check out our informative articles on investing,
saving for college, retirement planning and more.

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Savings Made Easy.

Find the best savings strategy for you:

Find the best savings strategy for you:

Thanks to Popular Direct, building your nest egg is easier than you think. We offer great interest rates with a simpler, more straightforward banking experience. We can help you select the best savings strategy and products to meet your needs.

Manage your money from your desktop or mobile device.

Get started now with our Product Selector Tool.

As a premier community bank, Popular Bank strives to create a lasting legacy. Grounded by 122 years of strong values of its parent company Popular, Inc. (NASDAQ: BPOP), Popular Bank has a laser focus on customer service, tremendous dedication to its communities and commitment to deliver shareholder value. Learn More

How close are you to reaching your savings goals?

What's most important to you?

Currently, our Popular Direct Savings Account requires a $5,000 minimum opening deposit and our Popular Direct CD requires a $10,000 minimum opening deposit.

If you can’t start with this, learn creative ways to boost your savings.
Show Results

Popular Direct Savings

0.45 % APY2

1. The Annual Percentage Yield (APY) is effective as of and may be cancelled or withdrawn at any time and is subject to change without notice. Popular Bank, in its sole discretion, reserves the right to change or terminate this offer at any time. There is a $5,000 minimum deposit to open an account.  Fees may reduce earnings.

Only $5,000 to Open.

FDIC Insured.

Setup Auto-Savings.

 

Learn More

3 Month CD

0.15 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

6 Month CD

0.15 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.  

 

Learn More

12 Month CD

0.15 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

18 Month CD

0.25 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

24 Month CD

0.35 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

36 Month CD

0.50 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

48 Month CD

0.60 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

60 Month CD

0.85 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

We recommend these options based on your input:

Get Saving.
It’s Quick & Easy.

1
Enter your personal information. We’ll need a few details such as your name, address, social security number (or tax ID), driver’s license or state ID.
2
Make your first deposit. You can fund your new Popular Direct account from either an existing Popular Direct account you own or from an account you own at a different US bank.
3
Once your application is approved and completed, you will receive a welcome email and may enroll in mobile and online banking for easy account access.
Learn About CDs
Learn About Savings

Direct Insight

Information to make smart choices with your money.

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It’s the holiday season again, and that means you’re making transactions in stores, online, and with retailers and vendors that you may not otherwise do business with.

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Footnotes

1 The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Monday, May 10, 2021 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

2 The Annual Percentage Yield (APY) is effective as of Tuesday, June 1, 2021 and may be cancelled or withdrawn at any time and is subject to change without notice. Popular Bank, in its sole discretion, reserves the right to change or terminate this offer at any time. There is a $5,000 minimum deposit to open an account. Fees may reduce earnings.

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Site Disclaimer and Copyright

All Popular Direct deposit products are offered by, and will be opened through, Popular Bank. Popular Bank is a Member FDIC institution and a New York state chartered bank. Processing services for all Popular Direct deposit products are provided by Popular Bank. All deposits with Popular Bank (including deposits through Popular Direct deposit products) are insured by the FDIC up to the applicable maximum amount allowed by law for each deposit ownership category. All balances for Popular Direct and Popular Bank deposits would be combined for purposes of determining FDIC coverage eligibility. For more information about FDIC Insurance coverage of deposit accounts, visit https://www.fdic.gov/deposit/deposits

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