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  • Why Popular Direct?
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    • Customer Service
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    • Savings Calculator

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High-yield savings account.

With Popular Direct Select Savings, you get a high-yield savings account that can help you grow your online savings. Put your money to work today.

Apply Now Try our savings calculator

Grow your savings.

4.05

% apy1

Popular Direct Select Savings $100 minimum deposit.
Account details and disclosures

Apply Now

Digital Services.

Sign in to our Online and Mobile Banking tools to review and manage your account anytime, anywhere from your computer or mobile device.

Learn more

Customer Support.

Find answers to common question on our website or call us today for support. Our Customer Care team is always here to help answer your questions.
Get support

Discover how much you could save.

How long will it take to reach your savings goal? We've created this tool to help you calculate your earnings over time.4

Error: Please enter your starting balance.

$
.00

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$
.00

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.00
Calculate your savings with Popular Direct

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Your Savings Plan.

With our rate of % APY1
it will only take you .2

With Popular Direct Select Savings you'll enjoy:

Competitive rates.

Discover how much
you can earn.

On the go access.

Access your account 24/7 from desktop or mobile.

A safety
net.

We are a member FDIC institution.

Round the clock support.

Our Customer Care team is always here to help.
Save more with Popular Direct

Apply for a Savings account.

We make savings simple. Our competitive rates deliver real returns. Apply for a Popular Direct Select Savings account and start saving today.

Savings account FAQs

What should I know prior to opening a savings account?

A savings account is best suited to customers who need only limited access to the money that they deposit. As compared to checking accounts, savings accounts generally have much higher interest rates.

To qualify for the Popular Direct Select Savings, you must: (1) open a new Popular Direct Select Savings account, (2) deposit a minimum of $100 in new money (deposits not previously held with Popular Direct), and (3) comply with any other requirements under Account Opening (link to disclosure).

Where can I apply for a Popular Direct savings account?

You can view our current Popular Direct savings rates and apply for an account online. If you would like more details about applying, please view our application walkthrough.

Where can I read more about the "Popular Direct Select Savings" account?

You can view our Popular Direct Select Savings Product Guide for more information.  You can also view our Savings Calculator to see how we can help you meet your savings goals.

For legacy product help, please refer to the product guide that you used when opening your account.  If you no longer have access to that product guide or would like further clarification, please contact our Customer Care Center via phone or secure message.

How will changes to the savings account interest rate affect my account?

The variable rate is determined by several factors, including when and how the Federal Reserve Bank changes its interest rates.

You may view our current savings rates on our website.

Is the money that I deposit with Popular Direct insured by the FDIC?

The standard deposit insurance coverage limit is $250,000 per depositor, per FDIC-insured bank, per ownership category. 

Please visit FDIC.gov for more information about the types of deposit products that are covered by FDIC insurance and the amount of deposit insurance coverage that may be available under FDIC’s different ownership categories.

What is the minimum deposit for a new Popular Direct savings account?

A “Popular Direct Select Savings” account requires a $100 minimum opening deposit in new money. New money is defined as deposits not previously held with Popular Direct.

Direct Insights.

Helpful articles about money, life, and innovation.

What is a certificate of deposit (CD)?

A certificate of deposit offers higher interest rates than savings accounts when held for a fixed period. Learn about CD rates and options from Popular Bank.

Read Article

Benefits of saving for medium-term goals.

It’s a good idea to get in the habit of creating targeted savings goals. Short-term and long-term goals may be discussed more frequently when creating goals, but medium-term goals are…

Read Article

What is a smishing scam? How to protect yourself.

Robotext scams are on the rise. A robotext scam is also known as a smishing scam. You should be aware of these scams and know how to protect yourself against them.

Read Article

Disclosures

1The Annual Percentage Yield (APY) applies only for the "Popular Direct Select Savings" product, is effective as of Monday, May 19, 2025 and may be canceled or withdrawn at any time, and is subject to change without notice. Popular Bank, in its sole discretion, reserves the right to change or terminate this offer at any time. There is a $100 minimum deposit to open an account. Fees may reduce earnings. The interest rate and Annual Percentage Yield (APY) may change at any time at the Bank's discretion without prior notice, before any savings account is opened online. Savings accounts cannot be opened online before the application process is finalized and funded. Your account will receive the current interest rate and APY in effect on the date it is opened and funded.

2 The calculator is made available to you as a self-help tool for your independent use and it is not intended to provide investment advice. Popular Bank cannot and does not warrant or guarantee the applicability or accuracy regarding your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Important information about procedures for opening a new account: To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.

All Popular Direct deposit products are offered by, and will be opened through, Popular Bank. All balances for Popular Direct and Popular Bank deposits would be combined for purposes of determining FDIC coverage eligibility. Deposit products and services are offered by Popular Bank. Popular Bank is a Member FDIC institution. Your deposits are insured, in aggregate, up to $250,000 per depositor, per insured institution, based upon an account ownership type by the FDIC. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: FDIC.gov.

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CD Account Opening Restrictions Savings Account Opening Restrictions ×


Please note: We may email you requesting proof of ownership of the linked external account. If requested, proof must be sent to us by Online Banking Secure Message, and received on or before the 10th calendar day from the account opening date or your account will be closed and funds returned to your linked external account.

Please note: For the first 70 days following account opening, the only account to which you may transfer funds from is your linked external account. You can make a request through Popular Direct Online Banking or by calling the Customer Care Center at 1-800-274-5696. If you close your linked external account before you are eligible to change it (60 days after its last change), you will be unable to transfer funds out of your account for the remainder of the 60-day waiting period.

We may email you requesting proof of ownership of the linked external account. If requested, proof must be sent to us by Online Banking Secure Message, and received on or before the 10th calendar day from the account opening date or your account will be closed and funds returned to your linked external account.


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CD Account Opening Restrictions Savings Account Opening Restrictions ×


Please note: We may email you requesting proof of ownership of the linked external account. If requested, proof must be sent to us by Online Banking Secure Message, and received on or before the 10th calendar day from the account opening date or your account will be closed and funds returned to your linked external account.

Please note: For the first 70 days following account opening, the only account to which you may transfer funds from is your linked external account. You can make a request through Popular Direct Online Banking or by calling the Customer Care Center at 1-800-274-5696. If you close your linked external account before you are eligible to change it (60 days after its last change), you will be unable to transfer funds out of your account for the remainder of the 60-day waiting period.

We may email you requesting proof of ownership of the linked external account. If requested, proof must be sent to us by Online Banking Secure Message, and received on or before the 10th calendar day from the account opening date or your account will be closed and funds returned to your linked external account.


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