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  • CDs
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  • Why Popular Direct?
  • Resources
    • Customer Service
    • Digital Services
    • Articles
    • CD Calculator
    • Savings Calculator

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High-yield savings account.

With Popular Direct High-Rise Savings, you get a high-yield savings account that can help you grow your online savings. Put your money to work today.

Apply Now
Try our savings calculator

Grow your savings.

4.45

% apy1

Popular Direct High-Rise Savings
$5,000 minimum deposit
Account details and disclosures

Digital services.

Sign in to our Online and Mobile Banking tools to review and manage your account anytime, anywhere from your computer or mobile device.

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Customer support.

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Calculate your savings with Popular Direct

Discover how much you could save.

How long will it take to reach your savings goal? We've created this tool to help you calculate your earnings over time.2

Error: Please enter your starting balance.

$
.00

Error: Please enter your savings goal.

$
.00

Error: Please enter your monthly contribution.

$
.00

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Your Savings Plan.

With our rate of % APY1
it will only take you .2

With Popular Direct High-Rise Savings you'll enjoy:

Competitive rates.

Discover how much
you can earn.

On the go access.

Access your account 24/7 from desktop or mobile.

A safety
net.

We are a member FDIC institution.

Round the clock support.

Our Customer Care team is always here to help.
Save more with Popular Direct

Apply for a Savings account.

We make savings simple. Our competitive rates deliver real returns. Apply for a Popular Direct High-Rise Savings account and start saving today.

Direct Insights.

Helpful articles about money, life, and innovation.

What is a smishing scam? How to protect yourself.

Robotext scams are on the rise. A robotext scam is also known as a smishing scam. You should be aware of these scams and know how to protect yourself against them.

Read Article

Your Tax Refund Is a Chance to Grow.

It’s tax season again and W-2s are hitting mailboxes around the country. This year the average federal income tax return is estimated to be in excess of $2,000. What better way to get…

Read Article

Protecting Your Financial Health This Holiday Season.

It’s the holiday season again, and that means you’re making transactions in stores, online, and with retailers and vendors that you may not otherwise do business with. This increased…

Read Article

Disclosures

1 The Annual Percentage Yield (APY) applies only for the "Popular Direct High-Rise Savings" product, is effective as of Monday, March 27, 2023, may be cancelled or withdrawn at any time, and is subject to change without notice. Popular Bank, in its sole discretion, reserves the right to change or terminate this offer at any time. There is a $5,000 minimum deposit to open an account. Fees may reduce earnings.

2 The calculator is made available to you as a self-help tool for your independent use and it is not intended to provide investment advice. Popular Bank cannot and does not warrant or guarantee the applicability or accuracy regarding your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Important information about procedures for opening a new account: To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.

All Popular Direct deposit products are offered by, and will be opened through, Popular Bank. Popular Bank is a Member FDIC institution and a New York state chartered bank. Processing services for all Popular Direct deposit products are provided by Popular Bank. All deposits with Popular Bank (including deposits through Popular Direct deposit products) are insured by the FDIC up to the applicable maximum amount allowed by law for each deposit ownership category. All balances for Popular Direct and Popular Bank deposits would be combined for purposes of determining FDIC coverage eligibility. For more information about FDIC Insurance coverage of deposit accounts, visit https://www.fdic.gov/deposit/deposits.

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This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third-party's respective privacy policy and security practices may differ from those of Popular Bank or its affiliates. Neither Popular Bank nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.


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Please never share your Popular account details with anyone. Popular will never ask you for your password through email, social media or a third-party website.


Fund Transfer Restrictions ×


For the first 70 days following your Popular Direct High-Rise Savings account opening, the only account to which you may transfer funds out of your Popular Direct High-Rise Savings account is your linked external account. You may make this request through Popular Direct Online Banking or by calling the Popular Direct Care Center. However, you may not initiate a transfer request from your linked external account.

If you close your linked external account before you are eligible to change it (60 days after its last change, including during account opening), you will be unable to transfer funds out of your Popular Direct High-Rise Savings account for the remainder of the 60-day waiting period for linked external account changes.


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