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Popular Direct CDs.

0.15
%
APY 1
3 Month CD
$10,000 minimum balance
On all balance tiers.
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice.

With our Popular Direct CDs, you'll enjoy:

  • Competitive rates
  • Interest that compounds daily
  • A safety net - deposits are insured by the FDIC.
  • Automatic renewals at maturity
Characteristics and fees of our Popular Direct CD account
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
0.20
%
APY 1
6 Month CD
$10,000 minimum balance
On all balance tiers.
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice.

With our Popular Direct CDs, you'll enjoy:

  • Competitive rates
  • Interest that compounds daily
  • A safety net - deposits are insured by the FDIC
  • Automatic renewals at maturity
Characteristics and fees of our Popular Direct CD account
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
0.30
%
APY 1
12 Month CD
$10,000 minimum balance
On all balance tiers.
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice.

With our Popular Direct CDs, you'll enjoy:

  • Competitive rates
  • Interest that compounds daily
  • A safety net - deposits are insured by the FDIC
  • Automatic renewals at maturity
Characteristics and fees of our Popular Direct CD account
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
0.35
%
APY 1
18 Month CD
$10,000 minimum balance
On all balance tiers.
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice.

With our Popular Direct CDs, you'll enjoy:

  • Competitive rates
  • Interest that compounds daily
  • A safety net - deposits are insured by the FDIC
  • Automatic renewals at maturity
Characteristics and fees of our Popular Direct CD account
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
0.40
%
APY 1
24 Month CD
$10,000 minimum balance
On all balance tiers.
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice.

With our Popular Direct CDs, you'll enjoy:

  • Competitive rates
  • Interest that compounds daily
  • A safety net - deposits are insured by the FDIC
  • Automatic renewals at maturity
Characteristics and fees of our Popular Direct CD account
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
0.50
%
APY 1
36 Month CD
$10,000 minimum balance
On all balance tiers.
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice.

With our Popular Direct CDs, you'll enjoy:

  • Competitive rates
  • Interest that compounds daily
  • A safety net - deposits are insured by the FDIC
  • Automatic renewals at maturity
Characteristics and fees of our Popular Direct CD account
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
0.60
%
APY 1
48 Month CD
$10,000 minimum balance
On all balance tiers.
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice.

With our Popular Direct CDs, you'll enjoy:

  • Competitive rates
  • Interest that compounds daily
  • A safety net - deposits are insured by the FDIC
  • Automatic renewals at maturity
Characteristics and fees of our Popular Direct CD account
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
0.80
%
APY 1
60 Month CD
$10,000 minimum balance
On all balance tiers.
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice.

With our Popular Direct CDs, you'll enjoy:

  • Competitive rates
  • Interest that compounds daily
  • A safety net - deposits are insured by the FDIC
  • Automatic renewals at maturity
Characteristics and fees of our Popular Direct CD account
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.
%
APY 1
Month CD
minimum balance
On all balance tiers.
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of and subject to change without notice.

With our Popular Direct CDs, you'll enjoy:

Characteristics and fees of our Popular Direct CD account
The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Compare Our CD Offers

Term Interest Rate APY1
3 Month 0.150% 0.15%
6 Month 0.200% 0.20%
1 Year 0.300% 0.30%
18 Month 0.350% 0.35%
2 Year 0.400% 0.40%
3 Year 0.499% 0.50%
4 Year 0.599% 0.60%
5 Year 0.797% 0.80%
Try our CD Calculator

Maximize Your Rewards, Minimize the Risk.

Do you have funds that you won't need to use soon?

If you agree to deposit your money for a fixed amount of time, we’ll guarantee you a fixed interest rate.

Footnotes

1 The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Important information about procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.

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Site Disclaimer and Copyright

All Popular Direct deposit products are offered by, and will be opened through, Popular Bank. Popular Bank is a Member FDIC institution and a New York state chartered bank. Processing services for all Popular Direct deposit products are provided by Popular Bank. All deposits with Popular Bank (including deposits through Popular Direct deposit products) are insured by the FDIC up to the applicable maximum amount allowed by law for each deposit ownership category. All balances for Popular Direct and Popular Bank deposits would be combined for purposes of determining FDIC coverage eligibility. For more information about FDIC Insurance coverage of deposit accounts, visit https://www.fdic.gov/deposit/deposits

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