Browser unsupported.
For the best experience with Popular Direct, please update your
browser to the latest version.
×
Certificates of deposit.
Do you have funds that you won't need to use soon? Deposit your money in a CD for a fixed amount of time and we’ll guarantee you a fixed interest rate.
12-month CD.
5.10
%
apy1
$10,000 minimum deposit
36-month CD.
4.45
%
apy1
$10,000 minimum deposit
60-month CD.
4.50
%
apy1
$10,000 minimum deposit
Find the best CD term for you.
Use this CD calculator to compare certificate of deposit accounts and see how much you could earn over each CD term we offer.2
Error: Please enter your starting balance.
$
.00
How much you could earn:3
| CD Term | Interest Rate | Annual Percentage Yield (APY) | Principal Balance |
|---|---|---|---|
| % | % |
With our Popular Direct CDs you'll enjoy:
Competitive rates.
Discover how much
you can earn.
On the go access.
Access your account 24/7 from desktop or mobile.
A safety
net.
All deposits are
FDIC insured.
FDIC insured.
Round the clock support.
Our Customer Care team is always here to help.
Compare CD Accounts and Apply.
Apply for a Popular Direct CD today.
Maximize your rewards, minimize the risk. Apply for a certificate of deposit account today to get started.
Error: Please select a CD term.
| CD Term | Interest Rate | Annual Percentage Yield (APY)1 |
|---|---|---|
| % | % |
Direct Insights
Helpful articles about money, life, and innovation.
What is a smishing scam? How to protect yourself.
Robotext scams are on the rise. A robotext scam is also known as a smishing scam. You should be aware of these scams and know how to protect yourself against them.
Your Tax Refund Is a Chance to Grow.
It’s tax season again and W-2s are hitting mailboxes around the country. This year the average federal income tax return is estimated to be in excess of $2,000. What better way to get…
Protecting Your Financial Health This Holiday Season.
It’s the holiday season again, and that means you’re making transactions in stores, online, and with retailers and vendors that you may not otherwise do business with. This increased…