Direct Insight

Helpful Articles About Money, Life, and Innovation

What is a CD Account and Do I Need One?

Certificates of Deposit (CDs) are a good option for savers who want to invest a portion of their nest egg in relative safety for a set amount of time. CDs are often lumped in with deposit…

5 Ways to Spread Cheer and Stretch Your Budget This Holiday Season1

The holidays can be expensive and frustrating if you’re battling crowds in a rush for last-minute gifts. Sticking to a budget, shopping early, and giving the gift of your time and expertise…

Calculating How Much Your Emergency Fund Should Be

You know you need an emergency fund — the experts talk about it all the time. But the numbers seem daunting: six months to a year's worth of expenses. For most, it’s tough to save that…

Can Money Buy Happiness?

We’ve all heard the saying, “money can’t buy happiness,” and we believe this to be true, but we also know that how you manage and spend your money can have a profound impact on your…

Use Apps to Help You Keep Your New Year’s Resolution

For many people who make New Year’s resolutions each year, the New Year seems like an excellent time to push the reset button. But, according to the U.S. News (add icon), approximately…

What You Should Do Before December 31st

It’s the end of the year, and amid all the celebrating and best-of lists, it’s time to get in a few smart financial moves before the new year begins. Consider the following suggestions…

Write a Business Plan with Ease

Writing a business plan is an essential step in getting your small business off the ground, especially if you plan to apply for a loan or pitch to investors.

Keep Holiday Spending Under Control

The holidays are here! That means delicious meals, parties, and fun with loved ones. It can also mean spending a lot of money—too much if you’re not careful.

Winterize Your Home Without Breaking The Bank

Preparing your home for winter weather is a smart move if you want to keep heating costs down. Fortunately, that winter preparation doesn’t have to cost an arm and a leg.

Make the most of Giving Tuesday

After Black Friday and Cyber Monday, why not kick off your end-of-year giving by participating in Giving Tuesday? Giving Tuesday is a global day of giving back, powered by social media.…

Host Thanksgiving on a Budget

It’s that time of year again, and you’ve decided to host Thanksgiving at your place. You can make the day a success without overspending—or overstressing—by planning carefully and enlisting…

Yes, You Can Balance Work And Family

We often hear experts talk about “work/life balance” and how we can effectively spend time with our families while not missing a beat at work.

Financial Planning Tips For Everyone

Some people hear the words “financial planning” and think it sounds like a difficult, time-consuming task best left to experts.

Working Parents: A Balancing Act

Being a working parent certainly has its challenges—staying on top of your kids’ activities and schooling while attempting to excel at work is rarely an easy feat.

Rent or Buy—Which Is Right for You?

The decision to rent or buy is a highly personal one, and often must be made by weighing both objective and subjective factors. What makes sense for one person's financial situation…

Get on Track to Financial Independence

Financial independence can mean different things at different stages of life. It eventually means the ability to live solely off savings and passive income—also known as retirement.

Keep it Simple

Transitioning from an overscheduled, overstuffed, hectic life to a simpler one can often result in a happiness increase. Consider paring down your lifestyle to eliminate clutter, become…

Know Your 401(k) Options When Changing Jobs

These days, it's less common for people to stay with just one employer for an entire career. As a result, you'll probably need to answer the question of what to do with your 401(k)…

Rebuild Your Financial Life

It can be difficult to get back on track after challenging life events that affect your finances. But difficult doesn’t mean impossible—you can rebuild your financial life one step…

Give Your Finances a Mid-Year Checkup

If you made some financial New Year's resolutions in January, June is the perfect time to review your progress. Start by dusting off your list of resolutions. Have you abandoned…

How to Budget for a Vacation

Now that summer is here, the fun and relaxing vacations many of you have been longing for will finally happen.

What's the most important part of a vacation? The budgeting…

Saving for Your Child's Education

Over the last decade, college tuitions have increased an average of five percent each year and that number is expected to increase over time.

Why Millennials Need Life Insurance

Life insurance helps you plan for the unexpected. Young people who are just starting out can often wait a while before purchasing it, but there are specific circumstances in which…

Starting Your Own Business? Here’s How to Get the Money You Need

Starting your own business can be a daunting task. Even if you have the most marketable idea in the world, nothing can be done until you've accumulated enough funds to get your startup…

Don’t Forget Your Pet When Budgeting

How we can better manage money spent on our furry friends? Be sure to include costs for these things: food, grooming, vet visits, toys, treats, and other extras.

Simplify Your Finances to Help Lower Stress

One important area to streamline a less stressful life is the way you handle your finances. Consider simplify your financial life.

The Importance of Diversification

As the old saying advises not to put all your eggs in one basket, it’s particularly true of where and how you allocate your money.

The Importance of Estate Planning

Even though the term itself can sound lofty, estate planning isn’t just for the wealthy. It’s certainly not as fun as planning a vacation, but it’s definitely more important.

New Year, New Career? Benefits Matter.

Those who have declared, "New Year, New Career" are eager to search for opportunities that may improve their lives.

Family-focused Tax Time Savings

We can all agree we'd like the biggest income tax refund allowable. So it's important you're taking advantage of every deduction, credit, and exemption allowed.

Saving for College? Do Your Homework First

Families are stocking away more money in 529 college savings plans than ever, investing a record $253 billion last year in preparation for the sky-high cost of higher education.

Should You Buy or Lease Your Next Car?

One of the first things you should determine is whether you’re looking to buy or lease, because that can impact the type of car you ultimately end up with.

The information mentioned in these articles is for informational purposes only, is intended to provide general guidance and does not constitute legal or tax advice. Each person’s situation is unique and may materially differ from the information provided herein.  You should seek the advice of a financial professional, tax consultant and/or legal counsel to address your specific needs before any financial or other commitments regarding the issues related to your situation are made.  Popular Bank does not make any representations or warranties as to the content contained herein and disclaims any and all liability resulting from any use of or reliance on such content.