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Direct Insights.

Read helpful articles about money, life, and innovation.

All Articles CD Account Savings Account Online Security Planning Lifestyle

Working parents: a balancing act.

Lifestyle

Being a working parent certainly has its challenges—staying on top of your kids’ activities and schooling while attempting to excel at work is rarely an easy feat.

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College saving tips for every budget.

Planning

As the cost of a college education continues to rise, saving as much as possible has become a necessity.

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Tips to avoid online fraud.

Online Security

Scammers continue to devise new methods to defraud people. Being careful with what information you share online or by phone, and maintaining a healthy skepticism, can help you escape…

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Rent or buy—which is right for you?

Planning, Lifestyle

The decision to rent or buy is a highly personal one, and often must be made by weighing both objective and subjective factors. What makes sense for one person's financial situation…

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CD strategies—maximize your savings.

CD Account

Saving by using certificates of deposit, or CDs, can be a low-risk way to diversify and grow your funds. If you are attempting to accumulate money for a large expense, such as a down…

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Keep it simple.

Lifestyle

Transitioning from an overscheduled, overstuffed, hectic life to a simpler one can often result in a happiness increase. Consider paring down your lifestyle to eliminate clutter, become…

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Know your 401(k) options when changing jobs.

Planning

These days, it's less common for people to stay with just one employer for an entire career. As a result, you'll probably need to answer the question of what to do with your 401(k)…

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Get on track to financial independence.

Planning, Lifestyle

Financial independence can mean different things at different stages of life. It eventually means the ability to live solely off savings and passive income—also known as retirement.

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Rebuild your financial life.

Planning, Lifestyle

It can be difficult to get back on track after challenging life events that affect your finances. But difficult doesn’t mean impossible—you can rebuild your financial life one step…

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    Disclosures

    The information mentioned in these articles is for informational purposes only, is intended to provide general guidance and does not constitute legal or tax advice. Each person’s situation is unique and may materially differ from the information provided herein. You should seek the advice of a financial professional, tax consultant and/or legal counsel to address your specific needs before any financial or other commitments regarding the issues related to your situation are made. Popular Bank does not make any representations or warranties as to the content contained herein and disclaims any and all liability resulting from any use of or reliance on such content.

    All Popular Direct deposit products are offered by, and will be opened through, Popular Bank. All balances for Popular Direct and Popular Bank deposits would be combined for purposes of determining FDIC coverage eligibility. Deposit products and services are offered by Popular Bank. Popular Bank is a Member FDIC institution. Your deposits are insured, in aggregate, up to $250,000 per depositor, per insured institution, based upon an account ownership type by the FDIC. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: FDIC.gov.

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    Please note: We may email you requesting proof of ownership of the linked external account. If requested, proof must be sent to us by Online Banking Secure Message, and received on or before the 10th calendar day from the account opening date or your account will be closed and funds returned to your linked external account.

    Please note: For the first 70 days following account opening, the only account to which you may transfer funds from is your linked external account. You can make a request through Popular Direct Online Banking or by calling the Customer Care Center at 1-800-274-5696. If you close your linked external account before you are eligible to change it (60 days after its last change), you will be unable to transfer funds out of your account for the remainder of the 60-day waiting period.

    We may email you requesting proof of ownership of the linked external account. If requested, proof must be sent to us by Online Banking Secure Message, and received on or before the 10th calendar day from the account opening date or your account will be closed and funds returned to your linked external account.


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