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Direct Insights.

Read helpful articles about money, life, and innovation.

All Articles CD Account Savings Account Online Security Planning Lifestyle

Protecting your financial health this holiday season.

Online Security

It’s the holiday season again, and that means you’re making transactions in stores, online, and with retailers and vendors that you may not otherwise do business with. This increased…

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3 trends to avoid when building savings.

Planning

Avoiding costly trends when managing your personal finances is key to creating personal wealth. Dive into three trends that could derail your ability to grow your money.

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How to protect yourself from identity theft.

Online Security

Hackers constantly search for ways to steal information both online and offline. It's important to take action and protect your identity.

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How to identify, avoid, and prevent phishing scams.

Online Security

Phishing is a fraudulent attempt to obtain sensitive information by disguising as a trusted company. Recognition is the key to avoiding phishing scams. Here are some suggestions.

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How to keep your personal and financial data safe.

Online Security

With ease of access comes vulnerability to your online identity, so you have to be more careful to protect your personal data.

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The benefits of having a financial plan and why you need one.

Planning, Lifestyle

Financial plans help you navigate your current financial circumstances to reach your goals.

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Why not having a revolving account may hurt your credit score.

Planning

Revolving credit plays a big part in a number of factors, having a significant impact on your score. Learn more about the four aspects that decide your creditworthiness.

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Can I retire yet? How to decide when the time is right.

Planning, Lifestyle

Picking the right time to retire depends on several factors, including how long your money needs to last, your savings, your debt, and the retirement lifestyle you want.

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Why you should switch over to bank e-statements.

Online Security

Embracing paperless bank statements can help the environment, however, the practice also has other benefits that simplify your life and help you take control of your finances.

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    The information mentioned in these articles is for informational purposes only, is intended to provide general guidance and does not constitute legal or tax advice. Each person’s situation is unique and may materially differ from the information provided herein. You should seek the advice of a financial professional, tax consultant and/or legal counsel to address your specific needs before any financial or other commitments regarding the issues related to your situation are made. Popular Bank does not make any representations or warranties as to the content contained herein and disclaims any and all liability resulting from any use of or reliance on such content.

    All Popular Direct deposit products are offered by, and will be opened through, Popular Bank. All balances for Popular Direct and Popular Bank deposits would be combined for purposes of determining FDIC coverage eligibility. Deposit products and services are offered by Popular Bank. Popular Bank is a Member FDIC institution. Your deposits are insured, in aggregate, up to $250,000 per depositor, per insured institution, based upon an account ownership type by the FDIC. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: FDIC.gov.

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    Please note: We may email you requesting proof of ownership of the linked external account. If requested, proof must be sent to us by Online Banking Secure Message, and received on or before the 10th calendar day from the account opening date or your account will be closed and funds returned to your linked external account.

    Please note: For the first 70 days following account opening, the only account to which you may transfer funds from is your linked external account. You can make a request through Popular Direct Online Banking or by calling the Customer Care Center at 1-800-274-5696. If you close your linked external account before you are eligible to change it (60 days after its last change), you will be unable to transfer funds out of your account for the remainder of the 60-day waiting period.

    We may email you requesting proof of ownership of the linked external account. If requested, proof must be sent to us by Online Banking Secure Message, and received on or before the 10th calendar day from the account opening date or your account will be closed and funds returned to your linked external account.


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