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Why Popular Direct?

We Keep it Simple & Transparent.

Get More from Your Money.

With our Popular Direct products, we're there every step of the way to guide you through life's most challenging financial obstacles. From building your first savings account to growing what you have already saved and investing in a CD suited just for you, you will be happy you selected our Popular Direct products.

We believe in keeping things simple and transparent. Access to your Popular Direct accounts is easy, gaining insights through our resource center is always helpful and viewing our competitive rates from your desktop or mobile device lets you know exactly what is being offered.

No surprises.

Reward yourself with Popular Direct.

Popular Direct products are offered by Popular Bank, the U.S. banking subsidiary of Popular, Inc. [NASDAQ: BPOP], a publicly traded, full-service financial services provider in the United States, Puerto Rico and the Caribbean. Grounded by 122 years of strong values of its parent company, Popular Bank strives to create a lasting legacy in the US market. Popular Bank maintains a laser focus on customer service, tremendous dedication to its communities and commitment to deliver shareholder value.

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Direct Insight

Stay in-the-know with our informative articles on investing, saving, budgeting, retirement planning, and more!

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Get Started Now With Our Product Selector Tool

How close are you to reaching your savings goals?

What's most important to you?

Currently, our Popular Direct Savings Account requires a $5,000 minimum opening deposit and our Popular Direct CD requires a $10,000 minimum opening deposit.

If you can’t start with this, learn creative ways to boost your savings.
Show Results

Popular Direct Savings

0.55 % APY2

1. The Annual Percentage Yield (APY) is effective as of and may be cancelled or withdrawn at any time and is subject to change without notice. Popular Bank, in its sole discretion, reserves the right to change or terminate this offer at any time. There is a $5,000 minimum deposit to open an account.  Fees may reduce earnings.

Only $5,000 to Open.

FDIC Insured.

Setup Auto-Savings.

 

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3 Month CD

0.15 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

6 Month CD

0.20 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.  

 

Learn More

12 Month CD

0.30 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

24 Month CD

0.40 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

60 Month CD

0.80 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

18 Month CD

0.35 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

36 Month CD

0.50 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More

48 Month CD

0.60 % APY1

The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of 3/25/2019 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

Lock in your rate.

FDIC Insured.

Only $10,000 to Open.

 

Learn More
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We recommend these options based on your input:

Maximize Your Earnings.

Great rates that grow your money faster!

Interest in your Popular Direct account is compounded daily. Other competitors compound monthly, quarterly, or even annually.

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Manage Your Money How You Want.

You can access your Popular Direct account from your desktop or mobile device. If you need to speak with someone, you can always reach our call center, which is available 24 hours all 7 days of the week.

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Bank with confidence, Backed by the FDIC.

Popular Bank is a member of the Federal Deposit Insurance Corporation (FDIC).

Your deposits are insured up to the maximum allowed by law. You can learn more about FDIC at their website, www.fdic.gov.

Get Saving. It’s Quick & Easy.

1
Enter your personal information. We’ll need a few details such as your name, address, social security number (or tax ID), driver’s license or state ID.
2
Make your first deposit. You can fund your new Popular Direct account from either an existing Popular Direct account you own or from an account you own at a different bank.
3
Once your application is approved and completed, you will receive a welcome email and may enroll in mobile and online banking for easy account access.
Learn About CDs
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Footnotes

1 The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Tuesday, November 17, 2020 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account.

2 The Annual Percentage Yield (APY) is effective as of Tuesday, January 19, 2021 and may be cancelled or withdrawn at any time and is subject to change without notice. Popular Bank, in its sole discretion, reserves the right to change or terminate this offer at any time. There is a $5,000 minimum deposit to open an account. If the balance on any day of the statement period is less than $500, a $4 fee will be assessed. Fees may reduce earnings.

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Site Disclaimer and Copyright

All Popular Direct deposit products are offered by, and will be opened through, Popular Bank. Popular Bank is a Member FDIC institution and a New York state chartered bank. Processing services for all Popular Direct deposit products are provided by Popular Bank. All deposits with Popular Bank (including deposits through Popular Direct deposit products) are insured by the FDIC up to the applicable maximum amount allowed by law for each deposit ownership category. All balances for Popular Direct and Popular Bank deposits would be combined for purposes of determining FDIC coverage eligibility. For more information about FDIC Insurance coverage of deposit accounts, visit https://www.fdic.gov/deposit/deposits

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