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Important Account Changes

Starting Wednesday, July 1, 2020 the amount of funds for check deposits will increase.

What is changing?

Effective July 1, 2020, we will raise the initial amount of funds available for any check deposits made to your account from $200 to $225.

As our Funds Availability Policy states, the first amount of funds from a check deposit made to your account will be available the first business day after the day it’s deposited to your account. The remaining amount of your deposit will be available on the second business day. For same-day deposits totaling more than $5,525, the availability of funds may take longer. Funds you deposit by check may be delayed for a longer period of time if you have overdrawn your account repeatedly in the last six months; this will occur if your account has been overdrawn on six separate occasions within the past six months, or on two occasions with amounts of $5,525 or more.

Do I need to do anything?

No. This is an automatic update to your account; therefore, no action is needed from you at this time.

Visit our Funds Availability Policy page to learn more about the new policy

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Site Disclaimer and Copyright

All Popular Direct deposit products are offered by, and will be opened through, Popular Bank. Popular Bank is a Member FDIC institution and a New York state chartered bank. Processing services for all Popular Direct deposit products are provided by Popular Bank. All deposits with Popular Bank (including deposits through Popular Direct deposit products) are insured by the FDIC up to the applicable maximum amount allowed by law for each deposit ownership category. All balances for Popular Direct and Popular Bank deposits would be combined for purposes of determining FDIC coverage eligibility. For more information about FDIC Insurance coverage of deposit accounts, visit https://www.fdic.gov/deposit/deposits

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