Direct Insight

It’s tax season again and W-2s are hitting mailboxes around the country. This year the average federal income tax return is estimated to be in excess of $2,000. What better way to get…

Financial plans help you navigate your current financial circumstances to reach your goals.

Revolving credit plays a big part in a number of factors, having a significant impact on your score. Learn more about the four aspects that decide your creditworthiness.

Picking the right time to retire depends on several factors, including how long your money needs to last, your savings, your debt, and the retirement lifestyle you want.

A CD allows you to invest your money for a set period of time and earn interest. Typically, CDs have a higher interest rate than savings or checking accounts. In order to earn that…

You may ask yourself, why would I want to have multiple savings accounts? That just sounds like more work. If you think that way, you’re not alone. Most people think of savings accounts…

If your parents didn’t teach you good financial habits, you may feel at a loss when you enter adulthood and have to start taking responsibility for your own money. Luckily, you can…

Certificates of Deposit (CDs) are a good option for savers who want to invest a portion of their nest egg in relative safety for a set amount of time. CDs are often lumped in with deposit…

You know you need an emergency fund — the experts talk about it all the time. But the numbers seem daunting: six months to a year's worth of expenses. For most, it’s tough to save that…

For many people who make New Year’s resolutions each year, the New Year seems like an excellent time to push the reset button. But, according to the U.S. News (add icon), approximately…

Writing a business plan is an essential step in getting your small business off the ground, especially if you plan to apply for a loan or pitch to investors.

Some people hear the words “financial planning” and think it sounds like a difficult, time-consuming task best left to experts.

As the cost of a college education continues to rise, saving as much as possible has become a necessity.

The decision to rent or buy is a highly personal one, and often must be made by weighing both objective and subjective factors. What makes sense for one person's financial situation…

Saving by using certificates of deposit, or CDs, can be a low-risk way to diversify and grow your funds. If you are attempting to accumulate money for a large expense, such as a…