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Direct Insight

Helpful Articles About Money, Life, and Innovation

Teaser image for Your Tax Refund is a Chance to Grow

Your Tax Refund is a Chance to Grow

It’s tax season again and W-2s are hitting mailboxes around the country. This year the average federal income tax return is estimated to be in excess of $2,000. What better way to get…

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3 Trends to Avoid When Building Savings

Avoiding costly trends when managing your personal finances is key to creating personal wealth. Dive into three trends that could derail your ability to grow your money.

Teaser image for The Benefits of Having a Financial Plan and Why You Need One

The Benefits of Having a Financial Plan and Why You Need One

Financial plans help you navigate your current financial circumstances to reach your goals.

Teaser image for Can I Retire Yet? How to Decide When the Time Is Right.

Can I Retire Yet? How to Decide When the Time Is Right.

Picking the right time to retire depends on several factors, including how long your money needs to last, your savings, your debt, and the retirement lifestyle you want.

Teaser image for Choosing Between Short-Term and Long-Term CDs

Choosing Between Short-Term and Long-Term CDs

A CD allows you to invest your money for a set period of time and earn interest. Typically, CDs have a higher interest rate than savings or checking accounts. In order to earn that…

Teaser image for Why Having Multiple Savings Accounts Can Help You Reach Your Financial Goals

Why Having Multiple Savings Accounts Can Help You Reach Your Financial Goals

You may ask yourself, why would I want to have multiple savings accounts? That just sounds like more work. If you think that way, you’re not alone. Most people think of savings accounts…

Teaser image for What is a CD Account and Do I Need One?

What is a CD Account and Do I Need One?

Certificates of Deposit (CDs) are a good option for savers who want to invest a portion of their nest egg in relative safety for a set amount of time. CDs are often lumped in with deposit…

Teaser image for Calculating How Much Your Emergency Fund Should Be

Calculating How Much Your Emergency Fund Should Be

You know you need an emergency fund — the experts talk about it all the time. But the numbers seem daunting: six months to a year's worth of expenses. For most, it’s tough to save that…

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What You Should Do Before December 31st

It’s the end of the year, and amid all the celebrating and best-of lists, it’s time to get in a few smart financial moves before the new year begins. Consider the following suggestions…

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Host Thanksgiving on a Budget

It’s that time of year again, and you’ve decided to host Thanksgiving at your place. You can make the day a success without overspending—or overstressing—by planning carefully and enlisting…

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Financial Planning Tips For Everyone

Some people hear the words “financial planning” and think it sounds like a difficult, time-consuming task best left to experts.

Teaser image for College Saving Tips for Every Budget

College Saving Tips for Every Budget

As the cost of a college education continues to rise, saving as much as possible has become a necessity.

Teaser image for Rent or Buy—Which Is Right for You?

Rent or Buy—Which Is Right for You?

The decision to rent or buy is a highly personal one, and often must be made by weighing both objective and subjective factors. What makes sense for one person's financial situation…

Teaser image for CD Strategies—Maximize Your Savings

CD Strategies—Maximize Your Savings

Saving by using certificates of deposit, or CDs, can be a low-risk way to diversify and grow your funds. If you are attempting to accumulate money for a large expense, such as a…

Teaser image for Get on Track to Financial Independence

Get on Track to Financial Independence

Financial independence can mean different things at different stages of life. It eventually means the ability to live solely off savings and passive income—also known as retirement.