Direct Insight

It’s tax season again and W-2s are hitting mailboxes around the country. This year the average federal income tax return is estimated to be in excess of $2,000. What better way to get…

Avoiding costly trends when managing your personal finances is key to creating personal wealth. Dive into three trends that could derail your ability to grow your money.

Financial plans help you navigate your current financial circumstances to reach your goals.

Picking the right time to retire depends on several factors, including how long your money needs to last, your savings, your debt, and the retirement lifestyle you want.

A CD allows you to invest your money for a set period of time and earn interest. Typically, CDs have a higher interest rate than savings or checking accounts. In order to earn that…

You may ask yourself, why would I want to have multiple savings accounts? That just sounds like more work. If you think that way, you’re not alone. Most people think of savings accounts…

Certificates of Deposit (CDs) are a good option for savers who want to invest a portion of their nest egg in relative safety for a set amount of time. CDs are often lumped in with deposit…

You know you need an emergency fund — the experts talk about it all the time. But the numbers seem daunting: six months to a year's worth of expenses. For most, it’s tough to save that…

It’s the end of the year, and amid all the celebrating and best-of lists, it’s time to get in a few smart financial moves before the new year begins. Consider the following suggestions…

It’s that time of year again, and you’ve decided to host Thanksgiving at your place. You can make the day a success without overspending—or overstressing—by planning carefully and enlisting…

Some people hear the words “financial planning” and think it sounds like a difficult, time-consuming task best left to experts.

As the cost of a college education continues to rise, saving as much as possible has become a necessity.

The decision to rent or buy is a highly personal one, and often must be made by weighing both objective and subjective factors. What makes sense for one person's financial situation…

Saving by using certificates of deposit, or CDs, can be a low-risk way to diversify and grow your funds. If you are attempting to accumulate money for a large expense, such as a…

Financial independence can mean different things at different stages of life. It eventually means the ability to live solely off savings and passive income—also known as retirement.