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Direct Insight

Helpful Articles About Money, Life, and Innovation

Teaser image for Your Tax Refund is a Chance to Grow

Your Tax Refund is a Chance to Grow

It’s tax season again and W-2s are hitting mailboxes around the country. This year the average federal income tax return is estimated to be in excess of $2,000. What better way to get…

Teaser image for The Benefits of Having a Financial Plan and Why You Need One

The Benefits of Having a Financial Plan and Why You Need One

Financial plans help you navigate your current financial circumstances to reach your goals.

Teaser image for Why Not Having A Revolving Account May Hurt Your Credit Score

Why Not Having A Revolving Account May Hurt Your Credit Score

Revolving credit plays a big part in a number of factors, having a significant impact on your score. Learn more about the four aspects that decide your creditworthiness.

Teaser image for Can I Retire Yet? How to Decide When the Time Is Right.

Can I Retire Yet? How to Decide When the Time Is Right.

Picking the right time to retire depends on several factors, including how long your money needs to last, your savings, your debt, and the retirement lifestyle you want.

Teaser image for Choosing Between Short-Term and Long-Term CDs

Choosing Between Short-Term and Long-Term CDs

A CD allows you to invest your money for a set period of time and earn interest. Typically, CDs have a higher interest rate than savings or checking accounts. In order to earn that…

Teaser image for Why Having Multiple Savings Accounts Can Help You Reach Your Financial Goals

Why Having Multiple Savings Accounts Can Help You Reach Your Financial Goals

You may ask yourself, why would I want to have multiple savings accounts? That just sounds like more work. If you think that way, you’re not alone. Most people think of savings accounts…

Teaser image for Better Money Habits and How to Achieve Them

Better Money Habits and How to Achieve Them

If your parents didn’t teach you good financial habits, you may feel at a loss when you enter adulthood and have to start taking responsibility for your own money. Luckily, you can…

Teaser image for What is a CD Account and Do I Need One?

What is a CD Account and Do I Need One?

Certificates of Deposit (CDs) are a good option for savers who want to invest a portion of their nest egg in relative safety for a set amount of time. CDs are often lumped in with deposit…

Teaser image for 5 Ways to Spread Cheer and Stretch Your Budget This Holiday Season<sup>1</sup>

5 Ways to Spread Cheer and Stretch Your Budget This Holiday Season1

The holidays can be expensive and frustrating if you’re battling crowds in a rush for last-minute gifts. Sticking to a budget, shopping early, and giving the gift of your time and expertise…

Teaser image for Calculating How Much Your Emergency Fund Should Be

Calculating How Much Your Emergency Fund Should Be

You know you need an emergency fund — the experts talk about it all the time. But the numbers seem daunting: six months to a year's worth of expenses. For most, it’s tough to save that…

Teaser image for Can Money Buy Happiness?

Can Money Buy Happiness?

We’ve all heard the saying, “money can’t buy happiness,” and we believe this to be true, but we also know that how you manage and spend your money can have a profound impact on your…

Teaser image for Use Apps to Help You Keep Your New Year’s Resolution

Use Apps to Help You Keep Your New Year’s Resolution

For many people who make New Year’s resolutions each year, the New Year seems like an excellent time to push the reset button. But, according to the U.S. News (add icon), approximately…

Teaser image for What You Should Do Before December 31<sup>st</sup>

What You Should Do Before December 31st

It’s the end of the year, and amid all the celebrating and best-of lists, it’s time to get in a few smart financial moves before the new year begins. Consider the following suggestions…

Teaser image for Write a Business Plan with Ease

Write a Business Plan with Ease

Writing a business plan is an essential step in getting your small business off the ground, especially if you plan to apply for a loan or pitch to investors.

Teaser image for Keep Holiday Spending Under Control

Keep Holiday Spending Under Control

The holidays are here! That means delicious meals, parties, and fun with loved ones. It can also mean spending a lot of money—too much if you’re not careful.