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Direct Insight

Helpful Articles About Money, Life, and Innovation

Teaser image for Your Tax Refund is a Chance to Grow

Your Tax Refund is a Chance to Grow

It’s tax season again and W-2s are hitting mailboxes around the country. This year the average federal income tax return is estimated to be in excess of $2,000. What better way to get…

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3 Trends to Avoid When Building Savings

Avoiding costly trends when managing your personal finances is key to creating personal wealth. Dive into three trends that could derail your ability to grow your money.

Teaser image for Can I Retire Yet? How to Decide When the Time Is Right.

Can I Retire Yet? How to Decide When the Time Is Right.

Picking the right time to retire depends on several factors, including how long your money needs to last, your savings, your debt, and the retirement lifestyle you want.

Teaser image for Choosing Between Short-Term and Long-Term CDs

Choosing Between Short-Term and Long-Term CDs

A CD allows you to invest your money for a set period of time and earn interest. Typically, CDs have a higher interest rate than savings or checking accounts. In order to earn that…

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Why Having Multiple Savings Accounts Can Help You Reach Your Financial Goals

You may ask yourself, why would I want to have multiple savings accounts? That just sounds like more work. If you think that way, you’re not alone. Most people think of savings accounts…

Teaser image for Better Money Habits and How to Achieve Them

Better Money Habits and How to Achieve Them

If your parents didn’t teach you good financial habits, you may feel at a loss when you enter adulthood and have to start taking responsibility for your own money. Luckily, you can…

Teaser image for What is a CD Account and Do I Need One?

What is a CD Account and Do I Need One?

Certificates of Deposit (CDs) are a good option for savers who want to invest a portion of their nest egg in relative safety for a set amount of time. CDs are often lumped in with deposit…

Teaser image for 5 Ways to Spread Cheer and Stretch Your Budget This Holiday Season<sup>1</sup>

5 Ways to Spread Cheer and Stretch Your Budget This Holiday Season1

The holidays can be expensive and frustrating if you’re battling crowds in a rush for last-minute gifts. Sticking to a budget, shopping early, and giving the gift of your time and expertise…

Teaser image for Calculating How Much Your Emergency Fund Should Be

Calculating How Much Your Emergency Fund Should Be

You know you need an emergency fund — the experts talk about it all the time. But the numbers seem daunting: six months to a year's worth of expenses. For most, it’s tough to save that…

Teaser image for Use Apps to Help You Keep Your New Year’s Resolution

Use Apps to Help You Keep Your New Year’s Resolution

For many people who make New Year’s resolutions each year, the New Year seems like an excellent time to push the reset button. But, according to the U.S. News (add icon), approximately…

Teaser image for Keep Holiday Spending Under Control

Keep Holiday Spending Under Control

The holidays are here! That means delicious meals, parties, and fun with loved ones. It can also mean spending a lot of money—too much if you’re not careful.

Teaser image for Make the most of Giving Tuesday

Make the most of Giving Tuesday

After Black Friday and Cyber Monday, why not kick off your end-of-year giving by participating in Giving Tuesday? Giving Tuesday is a global day of giving back, powered by social media.…

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Host Thanksgiving on a Budget

It’s that time of year again, and you’ve decided to host Thanksgiving at your place. You can make the day a success without overspending—or overstressing—by planning carefully and enlisting…

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Financial Planning Tips For Everyone

Some people hear the words “financial planning” and think it sounds like a difficult, time-consuming task best left to experts.

Teaser image for College Saving Tips for Every Budget

College Saving Tips for Every Budget

As the cost of a college education continues to rise, saving as much as possible has become a necessity.